Personal Finance. Open Source Solutions

Personal finance is the financial management which an individual, freelancer or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events.
When planning personal finances, the individual would consider the suitability to his or her needs of a range of banking products (savings accounts, bank (credit) cards  and consumer loans) or investment in private equity, (companies’ shares, bonds, mutual funds) and insurance (life insurance, health insurance, disability insurance) products or participation and monitoring of and- or employer-sponsored retirement plans, social security benefits, and income tax management.

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Recommendations.
If any of the solutions interests you, or you think that it has a good perspective for development, or you can adapt the software to the needs of citizens, authorities, businesses or NGO-s in Moldova, then you can:

• submit suggested improvements as Pull Requests (GitHub), or
• publish the modification as your own Fork (Github) for users with similar preferences.

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1. International Solutions

#	Open Source Solution	Web	Licence
1	moneymanagerex / Money Manager Ex Money Manager Ex (MMEX) is a free/libre, open-source, cross-platform, easy-to-use personal finance software. It helps organize finances and track cash flow. MMEX includes all the basic features that 90% of users would want to see in a personal finance application. The design goals are to concentrate on simplicity and user-friendliness – an application that can be used everyday.	moneymanagerex.org	GPL-2.0
2	firefly III / firefly III A free and open source personal finance manager. “Firefly III” is a (self-hosted) manager for your personal finances. It can help you keep track of your expenses and income, so you can spend less and save more. Firefly III supports the use of budgets, categories and tags. Using a bunch of external tools, you can import data. It also has many neat financial reports available.	firefly-iii.org	AGPL-3.0
3	kevinschaich / mintable Automate your personal finances – for free, with no ads, and no data collection. Mintable helps you: Keep track of your account balances; Aggregate transactions from all your banking institutions, including checking accounts, savings accounts, and credit cards.	kevinschaich.io/mintable	MIT
4	range-of-motion / budget Get a grip on your finances. Budget is an open-source web application that helps you keep track of your finances.	squadhelp.com/name/BudgetHQ	MIT